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Loan Purpose
Free Consultation
We will review your background and financial plans and help you understand what is the right mortgage product to help you reach your goals.
Great Rates Everyday
We do our best to find the most competitive mortgage options for your budget and provide information on how to maximize your purchase affordability.
No Hidden Fees
We are transparent about our fees and the timing of the application process. We are committed to provide accurate information at all times.
PMI which option is best?
Lendar or borrower paid PMI?
This is one of the most frequently asked questions. It's important to understand PMI to know what are the best options for you. We provide you with the information you need to know about PMI to help you make the best choice. Why you should’t go with
the big banks
Local and smaller mortgage shops provide a high quality of service since the customer care procedure is managed by the mortgage experts with years of experience on hand. In the large banks. Also, larger banks don't offer all the loan options available in the market and the borrower can miss out on variety. Low down payment or even
no down payment is possible
We exhaust all possible scenarios to make sure we get the best home loan options for you. If you are looking for a low or no downpayment loan option, we have an in-house expertise to work on the best possible scenarios to get you as close as possible to what you desire. 
STEVE HERBERT
President/Chief Lending Officer
NMLS #271793
DRE: 02097331
6970 Wildwood Mountain Rd
Santa Rosa, CA 95409
(650)302-0213
steve@polariscappartners.com
Complaints may be directed to:
Phone: (650)302-0213 or
Email: steve@polariscappartners.com
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Copyright ©2020 Polaris Capital Partners Inc.. NMLS # 1752830. 6970 Wildwood Mountain Rd Santa Rosa, CA 95409 . All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.